Has PayPal made it difficult for you to do business in your country?
Is your country amongst those who are in PayPal’s “black-list” for reasons best known to them?
Today I’ve got great news for you!
I shall be showing you how to open PayPal business account in Nigeria (or in any other country with restricted PayPal access) and verify same account in a very safe and easy way.
You don’t have to change your IP address, you don’t have to do any VPN change or settings, you don’t even have to ask for or fake a foreign country’s address.
You’d be using your own country’s local business address.
This account would be able to make and receive payments here in Nigeria or in any other country where you’ve been restricted to some of PayPal juicy services.
We all know that with PayPal you can achieved your dreams of establishing a global business like dropshipping, making money with Shopify store and building global brands through online different businesses.
But the issues of restrictions has held back entrepreneurs who wishes to engage in legitimate online businesses.
RELATED POST: HOW TO MAKE MONEY WITH DROPSHIPPING BUSINESS IN NIGERIA
Many African countries has been at the receiving end of this “blacklist” and serious minded business people from such region has suffered a great deal as a result of such restrictions.
Country like Nigeria was totally shutout and not allowed to register an account in PayPal platform not until a few years ago before this ban was lifted.
Country like Ghana and a few other are still not allowed to have a PayPal account till date.
For others who are allowed to open a PayPal account ( like Nigeria) they are only permitted a personal PayPal account and not a business account ( more on this later).
What’s a PayPal Account
PayPal is a globally recognized and accepted means of payment anywhere in the world.
A PayPal account is an online payment platform owned by PayPal Holding Inc. PayPal is one of the most widely used online payment processors, supporting payment in over 100 countries and over 20 languages and with over 200 million active accounts.
Nigeria was among the countries which was denied access to registration and PayPal isn’t available, but now it is available for usage, but yet with some restrictions.
One of the benefit of using a PayPal account is that freedom you get when you make transactions online, without the merchant seeing your local bank account detail.
PayPal has two basic types of account on it’s platform these are PERSONAL and BUSINESS ACCOUNT.
A personal account is for basic personal transactions like simple purchases online, it can’t be used for any business deals, you can only make payments with it but cannot receive payments.
A business account on the other hand, has all the features that allows you to run your legitimate online businesses, make payments as well as receive payments from your customers.
Now you know what PayPal is, Let’s me show you how to open a PayPal business account in Nigeria (or any other country with restrictions)
How to Open PayPal Business Account in Nigeria
For the purpose of this post, I will be opening the account from Nigeria, I’d be using any of those African countries that has no account restrictions and I’d be using my Android phone to open and verified PayPal business account in Nigeria. The steps are the same for tablets or PCs.
Now, If you go to PayPal homepage
You will be automatically redirected to the country you are trying to connect from.
If you enter the webpage above, you’d be redirected to this page ( assuming you’re trying to connect from Nigeria, where ” ng” represents Nigeria.
Now change the country’s initial (in this case “ng” to the initial of the country that you are sure permit the opening of business account, in this case “ls” for Lesotho.
No worries at all:
You will use all your Nigerian details on the account opening form, so there’s no fear of if they find out.
On landing on the PayPal website of the new country, scroll down past the “PERSONAL ” scroll to find “BUSINESS ” to be double sure if that country permits business accounts before you begin your account creation.
Click menu on the homepage header and select ” signup“
You can still click “signup for free” at the header of the PayPal webpage ( if that option is available in that country’s homepage)
Select “business account” in the new window and click “continue“.
When you click on “continue“: It’d load the Business Account form page starting with your email address.
On the first form page, fill in your Email address ( ensure this email has never been used for any PayPal related activities, or better still open a new gmail account).
Create and confirm a password.
After filling your email address and password, tap on Continue:
Tapping continue loads the second page of the form.
On the second form page, fill in all the personal information required. Make sure your Street Address 1 is the same as the address you used in opening your local business bank account ( and or the ATM card) which you’d be linking with the PayPal account.
It’s not very important to fill in Street Address 2 so I just leave it blank.
Tap on Agree and Continue.
By tapping on Agree and Continue, you have successfully registered a PayPal business account in Nigeria.
Now that wasn’t very difficult or was it?
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The next step is:
How to Verify Your Nigeria PayPal Account
Verifying your PayPal account is just as easy.
To verify the Nigeria PayPal business Account you just registered, you have to first activate the account through a link sent to your email, and then you must link your Nigeria Master or Visa card of your local business bank accounts.
As shown in the steps below:
- Login to the email address you used in registering the PayPal account, and find the email from PayPal.
- Open the email and click Activate My Account: This will activate the account and give you a first-time login access to your PayPal account.
- While you are still logged in, locate and tap on get verified.
- Tap on Link a card.
- Fill in your Master or Visa card information and tap on Save.
- On tapping save, ensure you have at least N1000 in your business bank accounts, this is because $1.95 will be deducted from the account of the card you are trying to link.
- The money will however be refunded within a hours.
- The deduction is to verify if you’re the legit owner of the card.
- As this charges is being deducted from your local bank accounts, PayPal system will automatically create a unique 4-digit code for you, its this code that you’d use in the confirmation of the card.
After receiving the 4-digit code from your bank, login to your PayPal account, tap confirm credit card, enter the code and tap continue. The code is the 4-digit number after PP**** in the message from your bank.
That’s all, you now have a verified Nigeria PayPal business account.
The next step is testing it to be sure you can actually receive payments as well as make payments online.
How to Fund Nigeria PayPal Account
Presently there are very limited ways to fund Nigeria PayPal Account as a result of the restrictions still placed on Nigeria by PayPal and because the PERSONAL accounts of Nigerians cannot receive nay payments.
But fortunately for you:
You aren’t using a PERSONAL account but a fully functional BUSINESS account,
So what are you waiting for;
Reach out to someone to just transfer you as little as $2 – $10.
You can send same back as soon as you’ve confirm receipt that you’re account is fully functional.
Kindly noted that PayPal would be deducting transfer charges, so the total cash transferred to you may not be enough to send back to the person who sent such to you.
That’s why I wanted you to test the account with transfer of small cash.
I hope this has been fun?
If you don’t have any fund in your PayPal account, money will be automatically deducted from your local bank account as you buy stuffs online through the PayPal account.
How to link your PayPal account to your Shopify store
If you have opened your Shopify store, then PayPal express checkout is one of the paymentpayment processors you have been given as default payments options along with Shopify pay.
To link your PayPal business account with your store, just follow these simple instructions in the text section.
How do I integrate PayPal Checkout with Shopify?
- Log in to your Shopify admin panel.
- Click Settings.
- Click Payments.
- Select PayPal Express Checkoutwithin the PayPal module.
- Click Activate.
- Once directed to a PayPal login page, log in to your PayPal account and click I Give Permission.
- Click Back to Shopify.
- Under Payment Authorization, select:
- Automatically capturepayments for orders(Immediate Sale).
- Manually capture payment for orders(Authorize only).
- Click Save.
- All done! you can now receive payments from customers visiting and purchasing from your store.
I usually advice you to test everything once you complete any installation procedure ( especially since cash is going to be involved).
To test if your PayPal account is successfully linked to your store, go to the admin section of your store.
Reduce the price for any of your product to $1, then come back to the customers section and purchase the item using PayPal.
Check if the payment reflected in your PayPal account.
Don’t forget to go back and readjust the price of the product to the original price.
I believe with the passing of time, all these setback and restrictions will be removed not only from Nigeria but many African countries and then we would be able to enjoy the full features of this payment processor.
But In the meantime and until that time comes, lets be forming foreigners and keep running your online business with your just created Nigeria PayPal business account.
So that’s it!
I hope you’d try this out and drop any question or comment below, you can like and share this article